Loan / EMI Calculator
See your monthly payment, total interest and total cost — private, in your browser.
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estimated monthly payment (EMI)
Principal Interest
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Planning a car, home, or personal loan? Enter the loan amount, interest rate, and tenure to see your fixed monthly instalment (EMI), how much interest you will pay in total, and the full cost of the loan. Adjust any value to compare options instantly.
How to use
- Enter the loan amount and pick your currency.
- Set the annual interest rate and the tenure.
- Read your monthly EMI and the interest breakdown.
Frequently asked questions
What is EMI?
EMI is the fixed Equated Monthly Instalment you pay on a loan, covering both principal and interest.
How is EMI calculated?
It uses the standard formula based on the principal, the monthly interest rate, and the number of months.
Is this financial advice?
No. This is an estimate for planning only. Actual loan terms, fees and rates vary by lender — confirm with your bank.
Is my data private?
Yes — the calculation runs in your browser and nothing is sent anywhere.